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Schreiber's Online Privacy Policy

Schreiber Insurance Agency recognizes and shares the privacy concerns of visitors to our Web site. Schreiber's On-Line Privacy Policy informs Web site visitors about 1) what we collect and its security 2) benefits to you of what we collect and how we use the information, and 3) the choice you have about Schreiber’s use of the information.

About Me
Is the Information Collected Secure?
Benefits
Choice 

About Me

What personal information does Schreiber collect about me?

Schreiber only collects information necessary to underwrite and provide accurate insurance rates when requested, and to maintain and improve customer service. 

Visitors to Schreiber's Web site browse the site anonymously. Visitors are not required to provide any personal information to Schreiber in order to access our Web site. 

Schreiber requests personal information about you, others in your household and your vehicles to provide an accurate insurance rate. When you request rates, Schreiber always asks for your name and e-mail address.  The information requested could include examples such as: 

Zip code or State of Residence
Record of Financial responsibility 
Date of birth 
Employment duration 
Gender 
Distance driven 
Marital status 
Vehicle's)
Current health status
Prior insurance carrier 
Vehicle attributes 
Policy expiration date 
Primary use of vehicles 
Home ownership 
Attributes of house or mobile home
Number of drivers and their driving records
Length of residency
Social Security number

Social Security information is optional in some states.  However, if Financial Responsibility cannot be confirmed without your Social Security Number, and you choose not to provide it, we may be unable to issue an insurance policy for you in any of our preferred markets.

It is not our practice to request personal information solely for marketing purposes. 

Schreiber asks for additional information if you decide to purchase a policy, including address, telephone numbers, drivers license number, and loss payees, if necessary. 

Information regarding disclosure of your Social Security Number under Public Law 93-579 Section 7(b):  Solicitation of the Social Security Number (SSN) is authorized under provision E.O. 9397, dated November 22, 1943.  The disclosure of your SSN is voluntary.  However, policyholder information is provided to the Federal Government for Flood Insurance programs and since many persons appearing in administration records possess identical names, the use of your SSN would provide for your precise identification.

Schreiber will confirm information provided through consumer reports, which may include credit information. Upon request, Schreiber will provide the source of these consumer reports and their customer service phone numbers for verification and correction of your information. Your credit information and your answers to questions asked by Schreiber will be available to the insurance companies with which Schreiber is affiliated.  Some of these companies include Progressive Insurance Company, Safeco, and Union Standard.

Like all websites, Schreiber has the ability to track and store the referring website you visited before visiting Schreiber’s website. We will not request, require, or collect personal identifying information at the Pages.  We may use cookies and other anonymous identifiers to better record audience behavior at the Pages.  We may create visitor profiles associated with cookies or other anonymous identifiers.  But we will not associate user profiles with personal identifying information from any source unless such information is provided with the consent of the user.   THIS SITE WORKS WITH A THIRD PARTY THAT SERVES ADS TO AND COLLECTS ANONYMOUS TRAFFIC DATA AT THIS SITE.  TO FIND OUT MORE ABOUT HOW WEBSIDESTORY MANAGES THE PRIVACY OF INFORMATION, PLEASE GO TO #.   We also gather statistical information concerning Web traffic and usage patterns. This enables Schreiber to evaluate what our customer’s want, provide adequate capacity for our visitors, and display information in the best manner.  In exchange for serving ads such as the one below, the company assists our efforts in finding out what on our web site is working and what is not.

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Is the Information Collected Secure?

Click here for more detailsThis web site is secured using a Thawte Digital Certificate. This ensures that all information you send to us via the World Wide Web will  be encrypted. If any other internet user intercepts the communication he/she will only be able to see it in an encrypted (garbled) form. Certificate technology allows us to decrypt the information, and view it in plain text form. For more information on SSL digital certificates for web servers please click here.

Schreiber handles your information securely. We limit personnel access to our servers and expect our personnel to adhere to high standards of ethics and integrity in performing their jobs and conducting the business and affairs of Schreiber. 

Benefits

How does Schreiber use the collected information and what is the benefit to me?

Schreiber uses the information to generate accurate rates, provide a faster customer experience and to improve our website. If you purchase coverage with Schreiber, we use the information to activate your policy. 

Schreiber will generate e-mails from the submitted e-mail address to customers to confirm rate information, policy information or other reminders about our services.

You may opt-out of receiving e-mails from Schreiber by indicating this when asked about a newsletter subscription or on our online questionnaire or by sending e-mail to webmaster@schreiber.com

Choice

Does Schreiber disclose collected information to third parties and do I have a choice how Schreiber uses the information?

Schreiber does not resell or transfer E-mail addresses or any other personal information to third parties engaged in e-commerce. It is not Schreiber's practice to disclose personal information to third parties without your authorization.

We may share information about you in the normal business of conducting insurance operations. If you obtain a policy through our agency, we are permitted by law to share information about you, even without your authorization, with 1) a third party if it is reasonably necessary to enable the party to perform services for us, such as claims investigations, appraisals, or the detection of fraud or material misrepresentations; 2) any of our affiliated companies who provide service to you; 3) insurance regulatory authorities; 4) law enforcement agencies, governmental authorities, or other third parties to protect our interest, in response to a subpoena, to report illegal activities, or when otherwise required by the law to do so. 

You have the right to access and correct all personal information collected. Upon your request, Schreiber will provide you with more detailed information regarding the collection, use and disclosure of personal information, and your rights to access and correct such information. If you want to request more detailed information regarding this policy, e-mail Schreiber at webmaster@Schreiberagency.com

You may opt-out of receiving e-mails from Schreiber by indicating this when asked during registration or our online questionnaire or by sending e-mail to webmaster@Schreiberagency.com

Last updated:  12/27/2001 06:13 PM -0500

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