Health Insurance

How much does health insurance cost?

Believe it or not, if you shop around you can find reasonable coverage. (I said "reasonable"--not free.)

If you are willing to stray from the popular (or unpopular, depending on who you ask) HMO and accept a yearly deductible higher than $250, you can get an even better price.

These policies have low co-payments for doctor's office visits and prescriptions. Contact us for more information and details.

Here are some sample health insurance rates:
(Final rates and deductible are subject to home office underwriting approval and subject to rate changes. Rates below are through Blue Cross/Blue Shield of New Mexico. Call now to get the rates below. Coverage does not take effect until you are notified in writing.)

Example	Annual Deductible	Current Rate per month (as of 01/07/2002)
Male, age 30, no smoker in the house	$250	$108.57
Female, age 30, no smoker in the house	$250	$130.27
Family Package: Couple in their 30s w/ two kids--no smokers in the house	$250	$367.06
Male, age 50, no smoker in house	$250	$205.70
Male, age 50, smoker	$250	$228.57

A new health insurance product is now available in New Mexico. Perfect for groups wanting health insurance, but also available for individuals, the new plan is available at a much lower cost than what businesses have faced in that last year. As New Mexico's HMO's doubled or even tripled their monthly premiums, new companies entering the market are now able to offer better coverages at lower prices.

E-mail me or call 505-325-1849 to find out what is available for your family or business. We will be happy to provide more information and a quote.

To request an online personal or family health insurance quote in New Mexico, please click here. You will receive a quote on the next business day. Who can be without health insurance?

Please call us for more information at
505-325-1849.

Terry W. Hayes, LUTCF

Working with major insurance companies, we can assemble individual and group benefit plans to meet the specific needs of your business.

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Jeanne Robinson

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